If you were to put $6,000 down on a vehicle that stickers for $11,995, you should be in good shape. Lenders look at things other than just your credit when determining an approval. A major factor is loan-to-value. In your case, you are putting 50% down, which basically means that in the event of a repo, the lender has a much less chance of loosing money if they had to send it to an auction.Your interest rate will probably be high, however this will help re-establish credit so the next vehicle purchase won't have such a high rate. Other things lenders will look at will be your job time and debt-to-income. I would suggest finding the Caliber you want and proceed to try to purchase it. Good luck!